Regal for Capital Accounts

Specialized AI expertise for navigating complex FEMA regulations in capital account transactions

Capital Account Expertise, On Demand

Capital account transactions involve complex regulatory frameworks under FEMA that require specialized knowledge and precision. Regal for Capital Accounts brings AI-powered expertise to your fingertips, helping your team navigate intricate regulations with confidence.

Our solution provides instant, accurate guidance on:

  • Foreign Direct Investment (FDI)
  • Overseas Direct Investment (ODI)
  • External Commercial Borrowings (ECB)
  • Liaison/Branch/Project Offices (LO/BO/PO)
  • Portfolio Investment Schemes
Capital Accounts Regulations

Challenges in Capital Account Compliance

Constantly Evolving Regulations

Keeping up with frequent RBI circulars, notifications, and amendments to FEMA regulations

Complex Interpretations

Determining which regulations apply to specific transactions and how they should be interpreted

Documentation Requirements

Ensuring all required forms, certificates, and supporting documents are properly prepared

Reporting Compliance

Meeting strict timelines for filing returns and reports to regulatory authorities

How Regal Transforms Capital Account Operations

Our AI-powered solution addresses the unique challenges of capital account transactions

Regulatory Guidance

  • Instant answers to complex FEMA queries
  • Clear interpretation of RBI circulars and notifications
  • Guidance on automatic vs. approval routes
  • Sectoral cap and investment limit verification

Documentation Support

  • Comprehensive checklists for required documents
  • Form-specific guidance (FC-GPR, FC-TRS, ODI, etc.)
  • Due diligence requirements explanations
  • Sample document templates and references

Compliance Monitoring

  • Reporting obligation reminders
  • Timeline tracking for regulatory submissions
  • Validation of compliance requirements
  • Audit trail for regulatory decisions

Process Optimization

  • Streamlined workflows for approval processes
  • Reduced processing time for transactions
  • Standardized approaches to common scenarios
  • Best practices for capital account operations

Key Use Cases

FDI Compliance

Ensure foreign direct investments comply with sector-specific regulations, pricing guidelines, and reporting requirements.

Example Scenario:

A European pharmaceutical company wants to invest in an Indian pharma manufacturing company. Regal provides guidance on:

  • Applicable sectoral caps and investment routes
  • Documentation requirements for compliance
  • Reporting obligations post-investment
  • Potential regulatory concerns to address proactively

ODI Advisory

Navigate complex regulations for Indian entities investing overseas, ensuring proper structuring and compliance.

Example Scenario:

An Indian IT company plans to establish a wholly owned subsidiary in the United States. Regal guides on:

  • Financial commitment limitations under automatic route
  • Required guarantees and undertakings
  • Annual performance reporting requirements
  • Disinvestment regulations for future considerations

ECB Processing

Streamline external commercial borrowing transactions with comprehensive regulatory guidance.

Example Scenario:

A manufacturing company is raising funds through ECB for capital expenditure. Regal helps determine:

  • Eligibility under various ECB tracks
  • All-in-cost ceiling calculations
  • End-use restrictions and compliance
  • Hedging requirements and reporting obligations
"Regal has revolutionized our capital accounts operations. What used to be a complex, time-consuming process requiring multiple experts is now streamlined with AI-powered guidance that our team can access instantly. This has reduced our processing time by 60% and significantly improved our accuracy."
- VP, International Banking Operations
Major Indian Private Sector Bank

Seamless Integration with Your Operations

Regal for Capital Accounts is designed to integrate effortlessly into your existing workflows:

  • Team-Wide Access: Available to your entire capital accounts team through web browser or API
  • Document Integration: Links with your document management systems for seamless workflow
  • Security-First Design: Enterprise-grade security with data encryption and access controls
  • Continuous Updates: Daily updates to reflect the latest regulatory changes

Our implementation specialists ensure smooth adoption across your organization with minimal disruption to your operations.

Integration Workflow

Transform Your Capital Account Operations

Join leading banks that have revolutionized their capital accounts processes with Regal's AI-powered expertise.

Try Regal Now Request Demo